Common Questions, Direct Answers
Candid answers on process, timelines, fees, and what separates Northmere from a bank or a comparison platform.
Expertise, Not Aggregation
Is Northmere a bank or a comparison site?
Neither. Northmere is a direct-operator broker with established lender relationships. We prepare and place applications ourselves — we do not aggregate or refer.
What types of finance can Northmere source?
Commercial mortgages, development finance, bridging loans, asset financing, structured debt, acquisition financing, HMO mortgages, Buy to Let financing, invoice financing, trade financing, and business loans. If your needs are commercial in nature, they are probably within scope.
Will my enquiry be passed to third parties?
No. Your information is handled by Northmere directly. We approach lenders only with your explicit instruction and only where there is a genuine fit.
Speed, Cost, and Aligned Incentives
How quickly can a decision be reached?
Credit-backed decisions typically arrive within 3 days to 16 weeks depending on what type of financing you apply for. Applications reach the right lender desk first time, prepared to that lender's exact requirements — that is where time is saved.
What does Northmere charge?
A broker fee is charged on successful completion only. The structure and amount are agreed transparently at the outset. We are paid when the deal closes — our incentive is your success.
My bank declined — can Northmere still help?
In most cases, yes. A bank decline reflects one lender's criteria at one point in time. Non-bank and specialist lenders operate with different structures; the capital often exists elsewhere.
What information do I need to provide?
The detail varies by facility type. Our Required Documents page sets out the standard checklist. A strong submission includes audited accounts, management information, and a clear statement of purpose.
Ready to Discuss Your Requirement?
Submit a structured enquiry and a Northmere broker will respond within one business day with a direct assessment — no holding queue, no automated response.