Discuss Your Requirement
— Commercial Finance Structures

Capital sourced from the right desk, not the nearest one.

Northmere sources invoice finance, trade finance, unsecured business loans, acquisition debt, and asset-backed facilities for UK businesses — without personal guarantees or second charges on qualifying structures. Direct lender relationships. Not a panel submission.

/ Finance Structures

Specific structures. Specific lender desks.

Invoice Finance

Acquisition Lending

Trade Finance
Asset-Backed Facilities

Invoice Financing

Trade Finance

(Unsecured) Asset Finance & Receivables Lending

Borrow against the value of equipment, plant, machinery, or your receivables book — without touching your existing banking facilities. Unlock capital from what you already own.

Senior and mezzanine debt for business acquisitions and management buyouts, structured to align with deal timelines and due diligence stages.

Bridge the gap between paying suppliers and receiving payment from buyers — across borders. Covers letters of credit, import/export finance, and supply chain facilities. For companies moving goods, not just invoices.

Release cash tied up in unpaid invoices — typically within 24–48 hours. Suited to businesses with strong order books but slow-paying customers. You get paid now; we collect later.

Acquisition Lending Business & Asset Acquisition Debt

Close overhead detail of a polished boardroom table with open loan facility documents, a pen resting across a signature page, and a second document annotated in the margin, cool natural office light from a window to the upper left
Close overhead detail of a polished boardroom table with open loan facility documents, a pen resting across a signature page, and a second document annotated in the margin, cool natural office light from a window to the upper left
• Structure Before Application

The right structure is identified before anything is submitted.

Business stage, asset profile, and timing determine which lender desk fits. Northmere assesses those factors first — a misfiled application is a wasted cycle for everyone.

Submit an Enquiry

Tell us the gap. We identify the structure.

Submit a brief outline of your funding requirement. Northmere responds within one business day with a considered view on structure and fit — no commitment required.